Customer Value Management (CVM): Maximizing Portfolio Profit

The Customer Value Management (CVM) platform leverages Konan's real-time policy engine to unlock and maximize the profit potential of your existing customer base. It ensures that credit decisions, limits, and offers are dynamic, matching the evolving risk and value of each individual customer in real-time.

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Dynamic Policy Execution

Instantly adjust credit decisions to match the risk and value of existing customers.

Konan moves beyond slow annual reviews. Our engine uses live customer performance data and portfolio health metrics to automatically trigger actions like raising limits, offering new products, or adjusting pricing. This process maximizes customer lifetime value while keeping risk accurate.
Automate Limit Changes: Instantly adjust credit limits based on real-time behavior and payment history.
Personalized Offers: Trigger specific product offers (e.g., an upgrade) based on customer value and usage.
Risk Mitigation: Quickly lower exposure or place controls on high-risk customers showing negative signals.
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Portfolio Intelligence

Understand the true value and risk of every customer across your entire portfolio.

The Advanced Insights module gives you a continuous, detailed breakdown of customer behavior and overall portfolio health. This allows you to spot high-value segments for expansion and identify areas of hidden risk requiring immediate policy adjustment.
Value Segmentation: Track customer value and profitability metrics in real-time across segments.
Predictive Analysis: Use insights to identify profitable segments for targeted retention or cross-selling.
Policy Fine-Tuning: Pinpoint specific rules causing performance issues or unexpected portfolio losses.

Drive Unprecedented Growth.

5x

Customer
Acquisition

40%

Reduction in
Non-Performing Loans

90%

Reduction in
Onboarding Time

95%

Reduction in
Data Extraction Errors

$150M+

Loans
Facilitated

Ready to Transform your Credit Ops?

Join leading financial institutions in leveraging AI to revolutionize your lending processes.