Credit Scoring Explained - Challenges & Pitfalls II
Your Complete AI Credit Scoring Platform
Machine learning powered credit scoring platform that provides maximum decision accuracy while controlling the risk appetite. The platform uses conventional and alternative real-time data sources to recommend accurate decisions instantaneously.
Instantaneous Scoring
Get maximum decision accuracy on your loans in an instant.
Power of
Alternative Data
Leverage both your customers' digital footprint [phone data & social media presence] and external data sources [I-Score, social insurance etc.] into your loan decision.
Connect the API today
Our AI credit scoring API can be integrated in any development environment allowing you to start giving out loans today.
Accelerate your Operations.
No Data Needed
There is no need for previous data. Use our pre-trained models and start giving out loans right away.
Customise your Profiles
Tailor the platform to your needs by controlling your risk appetite.
Learns from your Data
The machine learning engine continuously learns and improves as you feed it data.
Full Decision Explainability
Get full breakdown of the key factors in your credit decisions.
Out-of-the-box dashboards
Start taking insight driven decisions with our comprehensive dahsboards.
Benefits of using an
AI Credit Scoring Solution
Target the Unbanked
Give out loans to the unbanked by utilising our models that are trained on 200k+ unbanked customers
Happier Customers
Greatly increase customer satisfaction and get better customer life time value.
Smarter Decisions
Provide decision based on acceptance threshold taking into consideration risk appetite.
Grow, Grow, Grow
Grow faster; remove operational capacity constraints, increasing your borrower capacity.
Lower your Costs
Decrease human intervention, speeding up your process and lowering costs by up-to 80%.